What is health insurance?
Health insurance helps you manage the cost of medical care and provides access to essential health services. With Progressive Health Insurance by eCare, you can find affordable plans tailored to your budget and healthcare needs—whether you're looking for basic coverage or comprehensive protection.
- Covers doctor visits, hospital stays, and prescriptions
- Plans for individuals, families, and small businesses
- Access to a wide network of trusted healthcare providers
- Affordable monthly premiums and low out-of-pocket costs
- Protection from unexpected medical expenses
Simple steps
We simplify your path to better healthcare coverage. From understanding your medical needs to issuing your policy, our process ensures you’re covered and supported every step of the way.
Health Needs Review
We assess your health background, preferences, and care priorities to find suitable plan options.
Plan Comparison
Review coverage levels, provider networks, and pricing to pick the best-fit policy for your needs.
Policy Activation
Your health insurance goes live and we continue to support you with updates, renewals, and claims assistance.
Frequently Asked Questions
Health insurance helps cover the cost of medical care, including doctor visits, hospital stays, and prescriptions. It protects you from high medical expenses and ensures access to necessary treatments.
Common types include HMO, PPO, EPO, and POS plans. Each has different rules regarding network providers, referrals, and out-of-pocket costs. Choose a plan that matches your healthcare needs and budget.
Costs vary based on your location, age, coverage level, and provider. You’ll typically pay a monthly premium, and may also have deductibles, co-pays, or coinsurance for services.
Yes. Most modern health insurance plans cover pre-existing conditions without charging extra. Always review the plan details to understand what's covered and any applicable waiting periods.
Consider your healthcare needs, budget, preferred doctors, and medications. Compare plans based on premiums, deductibles, coverage networks, and out-of-pocket costs to find the best fit.
You can enroll during the annual open enrollment period or if you qualify for a special enrollment period due to life events like losing coverage, marriage, or having a child.